REORIENTASI PREFERENSI NASABAH TERHADAP PERBANKAN SYARIAH: ANALISIS MULTI-FAKTOR DALAM KEPUTUSAN PENGGUNAAN LAYANAN BANK SYARIAH. Human Capital Management, [S. l.], v. 3, n. 3, p. 162–172, 2025. Disponível em: https://jurnalpustaka.com/index.php/macan/article/view/116. Acesso em: 22 oct. 2026.